If you’re broke, read this:

Maybe you’re broke because of factors outside of your control. But that’s no excuse to stay broke. It’s time to: - Take responsibility - Take control - Take action Lets dive in:

1) Understand your situation Be honest about why you’re broke in the first place. Most people go broke because they: - Spend too much - Don’t track expenses - Live above their means The 1st step to leaving poverty is identifying the habits that got you there.

2) Take inventory of your life Determine every: - Asset - Drawback - And advantage That you have in your life right now. This shows you where to apply your energy. Lean into your advantages and work to improve your drawbacks.

3) Make a game-plan Write out your: - Debt - Income - Expenses - Financial goals Then determine the next step to reach your goals.

The next step towards your goal could be: - Getting a new job - Learning a new skill - Getting a promotion Find that next step and execute. The faster you execute, the faster you’ll escape being broke.

4) Improve your skill set Master timeless skills that carry over to everything. Use free resources like YouTube and learn how to: - Sell - Write - Market - Persuade Applying these skills will improve your work life and 10x your income.

5) Leverage your time If you are a broke 20-30 year old… Time to stop: - Gaming - Partying - Binging Netflix Leverage your time instead…

Your time is the most valuable asset you have. - Attend events - Learn a paid skill - Work on a side hustle Use your time now to secure financial freedom in the future.

6) Build a strong network A strong network is the key to: - Land jobs - Build authority - Make connections And now is the best time to do it. You can: - Interact with clubs - Join social media - Go to events Build your net worth by building your network.

If you’re broke: 1) Understand your situation 2) Take inventory of your life 3) Make a game-plan 4) Improve your skill set 5) Leverage your time 6) Build a strong network

Thanks for reading. If you enjoyed this thread, RT the 1st tweet to raise a friends financial IQ. And follow me @Russ Mortlock for more. Till next time, Russ